A near field communication (NFC) removable chip that stores, authenticates, and transmits identification and financial information that can be put into accessories such as decals, bumper stickers, keychain, ring, sunglasses, wallet, cardboard, pets tag, bracelets, menus, and coasters; Downloadable software application for smartphones and handheld mobile devices that allows customers to communicate via mobile ad hoc network (MANETs) and wireless mesh network platforms to transfer payments; enc...

Providing on-line, non-downloadable Computer software for facilitating and administering electronic payments, electronic processing and transmission of bill payment data, transaction authentication, routing, authorization and settlement, fraud detection and control, and encryption, all relating to banking, credit card, debit card, and payment card transactions; providing on-line, non-downloadable computer software for a digital wallet that stores customer account information to access coupons...

Audio-receivers and video-receivers; Battery charge devices; Blank USB flash drives; Burglar alarms; Cabinets for loudspeakers; Cell phone covers; Charging appliances for rechargeable equipment; Computer keyboards; Computer mouse; Data cables; Electrical plugs and sockets; Fitted plastic films known as skins for covering and protecting electronic apparatus, namely, mobile phones; Headphones; PC tablet mounts; Rechargeable electric batteries; Scanners; Self-timers; Solar batteries; Telecommuni...