Goods and Services | Providing on-line, non-downloadable Computer software for facilitating and administering electronic payments, electronic processing and transmission of bill payment data, transaction authentication, routing, authorization and settlement, fraud detection and control, and encryption, all relating to banking, credit card, debit card, and payment card transactions; providing on-line, non-downloadable computer software for a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; providing on-line, non-downloadable computer software for the registration, transmission and reproduction of data including sound and images; providing on-line, non-downloadable computer software for tracking, managing and analysis of financial accounts via a global computer network; providing on-line, non-downloadable computer software for facilitating payment transactions by electronic means over wireless networks, global computer networks and mobile telecommunications hotspot devices; providing on-line, non-downloadable computer encryption software featuring encryption keys, digital certificates and digital signatures; providing on-line, non-downloadable computer software for use to secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; providing on-line, non-downloadable computer software for the registration and reproduction of data including sound and images for use in the financial services, banking and telecommunications industries; providing on-line, non-downloadable computer software to enable smart cards, mobile phones and mobile devices to interact with terminals and card readers; providing on-line, non-downloadable computer software for transmitting, displaying and storing transactions, identifications and financial information for use in the financial services, banking and telecommunications industries; Design and development of computer hardware and software; Design, development, maintenance and update of computer software; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design, development, maintenance and update of application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites, and receiving and transmitting data for the purchase of goods and services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; data encryption and decryption of financial information; data encryption for others, namely, providing encrypted and digitally signed and authenticated data; digital certificate verification, authentication, and issuance; computer security services in the nature of administering digital certificates |