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Recorded computer software for administering an incentive award program that allows users to create, design, qualify, and schedule redemptions and conversions of various patron-earned loyalty program benefits such as bonus points, comp dollars, and other accumulation categories to a different type of benefit such as food offers, items, slot free play, bonus points, cash, or electronic drawing entries; Recorded computer software for administering an incentive award program that allows users to award prizes to program participants instantly and post adjustments or redemptions directly to the patron's account through a bi-directional interface with the operator's tracking system and a kiosk or mobile device; Recorded computer software for use in managing and operating casinos; Recorded computer software for collecting, aggregating, analyzing, processing, and monitoring financial transactions; Recorded computer software for the purposes of enabling, improving and monitoring regulatory compliance, risk management, risk prevention, anti-money laundering, and the reduction of monetary losses; 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