| Goods and Services | Platform as a service (PaaS) and software as a service (SaaS) that facilitate end-to-end operational efficiency for financial advisors across connected capabilities including financial planning and services such as investment portfolio reporting; PaaS and SaaS that allows financial advisors to manage and grow their books of business from a centralized platform and software suite; Platform as a Service (PaaS) that allows financial advisors to compile and configure personalized dashboards, widgets, saved searches, user-defined work processes, and team collaboration; Platform as a Service (PaaS) that bundles individual reports so that financial advisors can give their clients a personalized, curated story at scale with the click of a button; Platform as a service (PaaS) and software as a service (SaaS) that facilitate portfolio and performance reporting by providing digital and PDF access to financial account balances, holdings, activities, and performance on an advisor's book of business, specific households, or client(s); Platform as a service (PaaS) and software as a service (SaaS) that enable advisors to develop a financial plan based on a client's goals and conduct scenario analysis based on defined assumptions; Platform as a service (PaaS) and software as a service (SaaS) for proposal generation that enable advisors to deliver a proposed recommended investment strategy to clients based on their risk profile and investment objectives; Platform as a service (PaaS) and software as a service (SaaS) that facilitate aggregated views of various types of life insurance, long-term care insurance, disability insurance, and annuities, and which also includes integrated illustrations and applications that simplify the addition of insurance products to a client's portfolio; providing PaaS and SaaS that allows financial advisors to create models at practice, group, household, and account levels based on clients' goals and preferred allocations and conduct trades to rebalance models; PaaS and SaaS to allow financial advisors to manage all aspects of the relationship with a client, including contact information, opportunities, and advisor-client interactions and communications; PaaS and SaaS for financial advisors that simplifies and accelerates onboarding of clients and facilitates financial recommendations to clients; PaaS and SaaS the allows financial advisors to manage secure creation, modification, sharing, imaging, e-Delivery, and searching of all investment documents between and among financial advisors, the home office, and clients; PaaS and SaaS for financial-advisor workflow management such as the templating of repeatable groups of activities that represent work-related processes and drag-and-drop features enabled to create dependencies and assign tasks; PaaS and SaaS for providing advisors, home office, and clients with notifications by email, text, and through dashboards on specific actions that occur within the overall platform; PaaS and SaaS for managing and tracking interactions (e.g., appointments, trades, and planning) between and among advisors and clients throughout the platform in order to provide fuller context to client relationships; PaaS and SaaS for advisor fee billing, and that stores advisor fee schedules and calculates and reports on fees with integrations back into a compensation system; and PaaS and SaaS that streamlines, optimizes and templatizes financial planning. Providing client securities and financial account information on a limited and secure basis to authorized securities brokers and account representatives, and other authorized persons; providing financial and investment information; providing financial asset management; Providing temporary use of non-downloadable computer software by authorized securities brokers, account representatives, and advisors for viewing financial account data and relevant non-financial information about their clients, for facilitating analyses of their clients' holdings, financial positions, and financial plans, and for conducting all client-based workflow from one central location; providing temporary use of non-downloadable computer software for use as financial analytical and planning tools. Platform as a service (PaaS) and software as a service (SaaS) including online portals featuring technologies and software that facilitate wealth and asset management, financial reporting, asset account status reporting, digital communications between financial advisors and their account-holding clients, and access to learning tools, articles, and reports in the fields of wealth management and investing. Financial services, namely, financial data aggregation of investor data from disparate sources to power applications that create a complete financial picture for investors, financial advisors, and financial institutions. Providing temporary use of non-downloadable computer software for a seamless aggregating of investor data from disparate sources to power applications that create a complete financial picture for investors, financial advisors, and financial institutions; platform as a service (PaaS) featuring investor-data aggregation computer software platform for receiving, compiling and organizing data from disparate sources in order to inform programmed applications which algorithmically assemble financial positions, forecasts, and recommendations for investors, financial advisors, and financial institutions; and providing temporary use of non-downloadable household-centric computer software platforms for integrating financial data associated with household-investor accounts, including multiple accounts related to members of the same family, single generation or multi-generational, in order to inform asset management, goal-planning, asset allocation, risk management, and portfolio performance. Providing temporary use of non-downloadable computer software for use by authorized securities brokers, account representatives, and advisors for client communications, customer relationship management, workflow processing, financial planning/goals, proposals, document management, securities trading, insurance management, banking and loan management, financial model rebalancing, and case management; Providing temporary use of non-downloadable computer software for use by authorized securities brokers, account representatives, and advisors that drives enterprise and advisor productivity for unifying all the systems needed to run a business and support investors; Providing temporary use of non-downloadable computer software by authorized securities brokers and account representatives for viewing financial account data and relevant non-financial information about their clients, for facilitating analyses of their clients' holdings and financial positions, and for conducting all client-based workflow from one central location; Providing temporary use of non-downloadable computer software for use by authorized securities brokers, account representatives, and advisors for automated decision management, and providing temporary use of non-downloadable, adaptive and predictive computer software for providing alerts, identified opportunities, notifications, workflows, education, case management, and information to users, as well as suggesting or automatically taking the next best action based on the particular circumstances; Providing temporary use of a web-based application designed for financial professionals that uses aggregated advisor and investor data to automatically apply workflow on the user's behalf and to create alerts to the same; Providing just-in-time data, namely, real-time data through technology connected to internet-based computing devices that presents/communicates alerts, opportunities, notifications, workflow, and educational content to users, as well as taking technology/algorithmic actions on a user's behalf based on both human programming and machine learning from both a single user and across multiple users and firms' system use patterns leveraging data across multiple software components. Providing an investment advisory database to financial advisors for the purpose of review and generation of consolidated, household financial reports in the field of stocks, securities and financial planning, none of the foregoing being related to consumer payments. Platform as a service (PaaS) and software as a service (SaaS) including online portals featuring technologies and software that facilitate monitoring and management of a financial advisor's practice, including by facilitating holistic views and insights into an advisor's entire practice, global views of total assets under management by an advisor, asset-holding and management trends within an advisory practice, and inflows and outflows of assets value into and out of the advisory practice. |
