| Goods and Services | Computer hardware and recorded software for processing financial payments for electronic commerce; recorded computer programs for use in electronic commerce for processing electronic payments and authenticating the identity of payers; recorded computer software and recorded computer programs for use in credit card and debit card payment processing; downloadable application programming interface software used for connecting businesses to their customers financial software, payroll and point of sale systems; electronic point of sale (pos) systems comprising computer hardware and recorded computer software for processing electronic payments; hardware, namely, electronic card readers and point of sale terminals for accepting, processing and managing in-person payment transactions; recorded payment gateway software for linking e-commerce websites to credit card processing networks; Electronic point-of-sale (POS) systems comprised primarily of point-of-sale terminals and printers; point-of-sale terminals; recorded software for processing credit and debit card payments; recorded software for processing electronic bill payments; point of sale terminals for electronically processing credit card payments; Payment cards, prepaid cards, prepaid credit cards, stored value cards, magnetic stripe cards, chip cards namely plastic cards with magnetic stripes and data chips embedded therein used by consumers for purchasing goods and services, payment cards linked financially to a consumer's e-wallet account for purchasing goods and services at physical locations and online, being magnetically encoded payment cards; Downloadable software and mobile applications for computers, mobile phones, portable media players, handheld computers to allow users to perform electronic business transactions; card readers for credit cards; downloadable software and mobile applications, for e-commerce to allow users to perform electronic business transactions via a global computer network; Electronic payment terminals, namely, computer hardware for use in making payments by magnetically encoded cards, integrated circuit cards and chip cards and near field communications cards, credit cards and debit cards; multi-functional electronic payment processing terminals; downloadable electronic payments gateway software for use in making payments by ecommerce, card-not-present, integrated point-of-sale terminals, virtual terminal and integrated API, credit card and debit card, chip/EMV; computer terminals; downloadable mobile application for processing transactions made by magnetically encoded cards, integrated circuit cards and chip cards and near field communications cards, credit cards and debit cards; recorded software to which payment applications and other software of Independent Software Vendors can be integrated in order to send financial transactions from a payment terminals for processing; recorded software used for electronic payments, namely, countertop and wireless payment terminals, virtual terminals, global acquiring network, mobile application, online payment and, mail and telephone orders; credit card, debit card, and smartcard readers and smartcard processing equipment, namely, electronic couplers, payment processing terminals, multi-lane electronic payment terminals, electronic payment data transmitters and cloud-based payment enabled payment terminals, check imaging equipment namely computer hardware for scanning checks, and electronic personal identification number pads, all the aforesaid also in wireless enabled versions; downloadable computer software for creating a mobile application for electronic payments; downloadable computer software for processing transactions made by magnetically-encoded cards that may be downloaded from a global computer network; card readers for magnetically encoded cards; chip card readers; electronic card readers; electronic memory card readers; flash card readers; magnetic coded card readers; magnetic encoded card readers; electronic publications namely training and operational manuals in the field of electronic payment terminals |
| Goods and Services | Bill payment services; electronic commerce payment services; charge card and credit card payment processing services; cryptocurrency payment processing; electronic foreign exchange payment processing; electronic payment, namely, electronic processing and transmission of bill payment data; financial services in the nature of credit card payment processing services; financial services in the nature of person-to-person credit card payment processing services via a global computer network; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; internet-secure electronic transaction solutions for e-commerce namely processing electronic custody, banking, trade finance transactions and payments; merchant services, namely, payment transaction processing services; mobile bill payment services; merchant services, namely providing bill payment services for improving efficiency of the online purchase of goods and services through securely stored account information; payment verification services; processing and transmission of bills and payments thereof; processing electronic payments made through prepaid cards; processing electronic payments through credit and debit cards; processing of contactless credit and debit card payments via near field communication technology-enabled devices; processing of credit card payments; processing of credit card payments via near field communication technology-enabled devices; processing of debit card payments; processing of electronic check payments; processing of electronic payments made through credit cards; processing of electronic payments made through debit cards; processing of electronic payments made through online money transfers; processing of electronic payments made through units of crypto-currency; processing of electronic wallet payments; processing of secure electronic payment transactions over public computer networks to facilitate electronic commerce; providing electronic processing of electronic funds transfer, automated clearing house (ach), credit card, debit card, electronic check and electronic payments; providing secure payments for commercial transactions; reimbursement payment processing in the field of bill payment dispute claims; Credit card transaction processing by means of automated communication and telecommunication devices, namely, transaction authorizations, transaction capture, transaction settlement, chargeback handling, transaction reconciliation and transaction reporting; the provision of financial information, namely, information and data related to credit card transactions and payments, provided by electronic means; Financial services for organizations namely credit card payment processing services; Financial services for organizations namely receiving payments from stored value accounts, being processing electronic wallet payments; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards, payment cards; e-wallet account services, namely, providing on-line stored value accounts in an electronic environment via the provision of online electronic money accounts and services whereby consumers fund their e-wallet accounts and consumers and online merchants send and receive payments and remittances over the Internet; Stored-value account processing, e-wallet services namely, providing on-line stored value accounts in an electronic environment via providing consumers of merchants with an ewallet account for use in making secure payments for purchasing goods and services from such businesses; facilitating merchants, utilities and service-providing organizations to receive payments from various payment providers being payment processing services in the field of retail, utility, and service payments; financial services for allowing merchants resident in and selling goods and services from a first country to sell such goods and services to consumers resident in other countries and for residents in one country to purchase goods and services from merchants in another country, being international payment processing; payment card services, providing the use of a payment card for purchasing goods and services at point of sale wherein funds for such purchases come from an electronic stored value account, savings account, credit facility or other facility, being the issuance of credit cards; prepaid card, prepaid credit card and stored-value card services, namely, card services only for owners of internet-based, on-line accessible, electronic money accounts, whereby a payment card, prepaid card, prepaid credit card or stored-value card is used to purchase goods and services from physical merchants and on-line merchants, all funds used in such purchases being debited from the user's electronic money account, being prepaid stored-value card and credit card issuance services; virtual card services for owners of internet-based, on-line accessible, electronic money accounts whereby a computer program provides the consumer with a virtual payment card having a one-use-only payment card number, for use in purchasing goods and services on-line, by mail, and by telephone, all funds used in such purchases being debited from the user's electronic money account, being virtual debit card issuance services; money transfer services namely transferring funds from person to person; transferring funds from one owner of an e-wallet account to another owner of an e-wallet account; financial services for allowing merchants resident in and selling goods and services from a first country to sell such goods and services to consumers resident in other countries and for residents in one country to purchase goods and services from merchants in another country being international payment processing; payment card services namely providing the use of a payment card for purchasing goods and services at point of sale and online wherein funds for such purchases come from an electronic stored value account, savings account, credit facility or other facility being debit and credit card issuance services; pre-paid card services and stored-value card services, namely, card services only for owners of internet-based, on-line accessible, electronic money accounts, or credit-type accounts, whereby a payment card, pre-paid card or stored-value card is used to purchase goods and services from physical merchants and on-line merchants, all funds used in such purchases being debited from the user's electronic money account, being prepaid stored-value card issuance services; virtual card services for owners of internet-based, on-line accessible, electronic money accounts, or credit-type accounts whereby a computer program provides the consumer with a virtual payment card having a one-use-only payment card number, for use in purchasing goods and services on-line, by mail, and by telephone, all funds used in such purchases being debited from the user's electronic money account or credit-type account being virtual debit card issuance services; transferring funds from one owner of an e-wallet account or credit-type account, to another owner of an e-wallet or credit-type account; Payment processing facilities for payment service provider services to on-line and other merchants, namely electronic payment processing services for payments made by consumers to merchants through multiple channels namely on-line, call centre and automated telephone; electronic funds transfer services; payment service provider services to on-line and conventional merchants, utility companies and nonbusiness service-providing organizations, namely obtaining financial credit for merchants, utility companies and other organizations, for payments made by consumers to merchants, utility companies and organizations such payments made online or through multiple channels call centre and automated telephone channels being processing of credit card payments; purchaser and transaction verification for e-commerce financial transactions being payment verification services; stored-value account processing, namely providing the consumers of merchants who pay for goods using credit card, with an e-wallet account for use in making secure payments to that business for future businesses being credit card payment processing; facilitating merchants, utilities and service-providing organizations to receive financial credit on account of their customers having made payments to them from various payment providers being credit card payment processing; providing the financial services required to permit merchants resident and shipping goods from, or providing services from, a first country to enter into transactions with individuals resident in other countries being international payment processing; Banking services; broad based financial services, namely, credit card, debit card, and charge card transaction processing and payment services; electronic credit and debit transaction, authorization, and verification services being payment verification services; credit card and debit card payment transaction, authorization, and verification services being payment verification services; check processing; check verification services; point of sale cash, credit card, and debit card transaction services; electronic payment processing services processing payments made through credit cards, debit cards, and prepaid cards; electronic payment processing services for use by online retailers processing payments made through credit cards, debit cards, and prepaid cards; transaction authorization and settlement services being Automated Clearing House (ACH) transaction processing services; payment transaction authentication and verification services; automated bill payment services; providing electronic processing of credit card and debit card transactions and electronic payments via a global computer network; third party credit card transaction processing services; gift card transaction processing services; credit card payment processing service for merchants and business management software providers which utilizes point-to-point encryption and tokenization to increase payment data security; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing secured payment gateway services for vendors to process payments of third parties being processing of electronic wallet payments; providing secured payment gateway being processing of point-of sale credit card, debit card, gift card, ACH and electronic payments; on-line ACH, credit card and electronic payment processing services; point of sale and point of transaction services, namely, electronic cash, credit card, and debit card transaction processing, authorization, and debt settlement services; payment transaction authentication and verification services in the nature of credit card and debit card verification services; facilitating person-to-person payment services through electronic means via a global computer network being electronic payment services involving electronic processing and subsequent transmission of bill payment data; providing financial information, namely, credit and debit card data and reports; providing financial information, namely, credit and debit card data and reports, electronic funds transfer, and financial information rendered by computer by means of a secure information computer network; financial analysis, namely, providing a wide range of financial information and analysis by electronic means in connection with credit cards, debit cards and other payment cards, cardholder spending, financial risk management, terminated merchants and reporting of chargebacks on credit cards; providing financial information and financial analysis by electronic means in connection with credit card, debit card, and other payment card transaction processing, authorization, and debt settlement services, credit cardholder spending, fraud reimbursement services in the field of credit card purchases, financial risk management, terminated credit cards of merchants and reporting of charge backs on credit cards; Electronic payment services, namely, electronic processing and transmission of payment data, electronic processing and transmission of bill payment data; electronic bill presentment and payment services; Payment Facilitator Services, namely enabling the creation and use of merchant processing accounts with payment networks to allow electronic processing of payments between consumers and merchants being payment processing services in the field of retail purchase payments; payment aggregation services being bill payment services; payment gateway services being bill payment services; chargeback recovery services, namely electronic payment chargeback dispute resolution services in the event of fraud, error authorization issues and product and service non-fulfillment; electronic transfer of funds; electronic fund transfer services; multi-currency processing enabled electronic payments gateway, capable of authorizing bankcard, non-bankcard, debit card, chip/EMV card-not-present and point-of-sale transactions in a cardholder's chosen local foreign currency, with settlement occurring to the merchant in multiple currencies, one-time and subscription billing options, hosted payment pages, tokenization-secure card storage, intelligent transaction routing, being international payment processing; financial services in the nature of declined transaction salvage services accessed by virtual terminal and direct integration via standard API that comprises as well as associated web-based real-time reporting and reconciliation tools, being merchant services, namely, payment transaction processing services; cash advance services for businesses and merchants; Credit card and payment card services; Payment transaction processing being merchant services; Processing of gift card transactions; Processing of transactions made using vouchers; Processing of transactions made using gift certificates; contactless payment services being processing of contactless credit and debit card payments; Automated Clearing House (ACH) transaction processing services; automated financial account opening services for others being administration of checking, savings, and investment accounts; Payment card services, namely, payment transaction processing services; Electronic payment services, namely, payment transaction processing services; Financial payment services, namely, payment transaction processing services; Collection of payments, namely, payment transaction processing services; credit card payment processing; Payment transaction card services, namely, payment transaction processing services; Automated payment of accounts, namely, automated bill payment services; Financial risk management services; financial risk assessment services; Financial consultancy in the field of risk management; Bank card, credit card, debit card and electronic payment card processing services; Bill consolidation services; Moneylending; money transfer; money transmission services being money transfer; money exchange services; electronic transfer of money; financial advisory services relating to money management; financial services for the deposit of money being deposit account services; financial services in the field of money lending; financial services for the withdrawal of money being deposit account services; electronic fund transfer services; electronic funds transfer; corporate funds management; services relating to the transfer of funds from accounts, namely, electronic transfer of funds; e-wallet payment services being electronic payment transaction processing services; financial transactions via blockchain being cryptocurrency exchange services featuring blockchain technology; blockchain-based payment verification services; financial transactions provided via non-fungible tokens (NFTs); current account services being checking account services; financial consultancy; financial information; financial transactions services, namely, providing secure commercial transactions and payment options; financial exchange; financial analysis; financial services, namely, wealth management services; financial valuations; financial clearing; conducting financial feasibility studies; collection and processing of financial information; issuance and redemption of tokens of value, being pre-paid vouchers exchangeable for goods or services; providing information regarding tokens of value, being pre-paid vouchers exchangeable for goods or services; Venture capital funding services to emerging and start-up companies; currency trading; currency exchange services; virtual currency trading services; virtual currency exchange; currency transfer services; currency exchange rate quotations in the nature of providing financial information; virtual currency transfer services; financial exchange of virtual currency; financial services in relation to digital currencies being financial exchange of digital currency; digital currency services being financial exchange of digital currency; digital currency exchange being financial exchange of digital currency; digital currency transfer services being financial exchange of digital currency; digital currency exchange rate quotations being providing financial information; financial exchange of digital currency; payment authorization services being payment verification services; Advancement of funds being cash advance services; Financing of cash advances being cash advance services; Debt settlement services; financial account settlement services being deposit account services; information services relating to banking being providing financial information; mobile banking services; online business banking services; on-line banking services; research services relating to banking being financial research; advisory services related to banking being financial advisory services; computerized information services relating to banking institutions being providing financial information; banking services relating to the deposit of money being deposit account services; banking services relating to the transfer of funds from accounts being electronic funds transfer services; banking services relating to the electronic transfer of funds being electronic funds transfer services; Banking services being payment processing services in the field of fixed interval installment payments; monitoring of financial transactions being financial information and evaluations; cryptocurrency exchange services; generating international bank account numbers (IBAN) for others being deposit accounts services; generating codes for international transfer of funds between financial institutions being electronic transfer of funds; monetary transactions in the nature of merchant services, namely, payment transaction processing services; foreign exchange transaction; arranging financial transactions, namely, providing secure commercial transactions and payment options; processing credit card transactions for others; processing of electronic credit card transactions; foreign currency services being currency trading; foreign currency transfer services; on-line real-time currency trading; issuing payment cards being credit cards; issuing and redemption of vouchers being pre-paid vouchers exchangeable for goods or services; issuance and redemption of gift certificates; issuance and redemption of pre-paid gift cards; issuing tokens of value being pre-paid vouchers exchangeable for goods or services; issuing credit cards; securities underwriting services; loan origination services; arranging of loans; instalment loans; funding of loans being financing of loans; financial consultancy relating to loans; payment orchestration services for others being bill payment services; push-to-card services being electronic funds transfer; clearing-house services being Automated Clearing House (ACH) transaction processing services; automated clearing house services being Automated Clearing House (ACH) transaction processing services; factoring agency services; online gaming transaction processing; text-to-pay services being bill payment services; chargeback recovery services; Merchant services, namely, payment transaction processing services using two-dimensional matrix barcodes; customized visual code payment service; payment facilitator services being bill payment services; payment aggregator services being debt consolidation services; financial exchange of crypto assets being financial exchange of digital currency; electronic transfer of crypto assets being financial exchange of digital currency; financial exchange of non-fungible tokens (NFTs); electronic transfer of non-fungible tokens (NFTs) being financial exchange of non-fungible tokens (NFTs); mobile payment acceptance services being electronic credit card payment processing services; fraud reimbursement services in the field of purchases by payment cards being credit card payment processing; Processing of credit card payments via near field communication (NFC) technology-enabled devices; processing of loyalty card payments; payment orchestration services being bill payment services; Payment processing services, namely, processing payment transactions associated with beneficial interests in digital currencies for others via a global computer network; financial exchange services, namely, providing financial exchange for trading beneficial interests in virtual currencies; financial services, namely, providing electronic transfer of beneficial interests in a virtual currency for use by members of an on-line community via a global computer network; issuing prepaid debit cards; Banking and financing services; financial fund exchange; financing and loan services; credit card, debit card, and pre-paid charge card transaction processing services; stored-value account processing, namely, providing consumers with an e-wallet account for use in making secure online payments to merchants in the nature of deposit account services; purchaser identity and transaction verification for e-commerce transactions being payment verification services; issuance of electronic money, credit cards, lines of credit, and pre-paid tokens and pre-paid vouchers exchangeable for goods or services at conventional and online merchants; virtual prepaid debit card services having a one use-only payment card number, for use in purchasing goods and services on-line, by mail, and by telephone, all funds used in such purchases being debited from the user's electronic money account, being debit card payment processing services; processing payments made by consumers to merchants through multiple channels including payments made on-line, via call centers and via automated telephone, being credit card payment processing; financial services, namely, providing a retail trading platform for the selling and purchasing of virtual currency in exchange for fiat currency being financial trading of virtual currency; debt collection services; debt purchasing services, namely, purchasing future accounts receivable of others being debt collection; investment advisory services; consulting service in the field of electronic processing of financial fund exchange, financial transaction, currency exchange and trading, bill payment, debt collection, debt transaction, and investment; providing financial information; merchant cash advance; small business lending/financing being commercial lending and financing services; providing working capital; accounts receivables financing; commercial lending services; financial information provided by electronic means in the field of finance; small business commercial financing; financing services; Credit card transaction processing services; digital financial asset management |
| Goods and Services | Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; providing online non-downloadable computer software for managing and verifying digital cryptocurrency payment transactions using blockchain technology; providing online nondownloadable software for management of digital payment transactions; providing temporary use of non-downloadable web-based application software for communication between computers processes for processing of direct payments for merchants; providing temporary use of nondownloadable web-based applications software for communication between microcomputers that authorizes the direct payments for merchants; providing temporary use of on-line nondownloadable software for processing electronic payments; providing temporary use of online non-downloadable software for credit card payment processing; software as a service (SAAS) services featuring software for processing electronic billing payments; software as a service (SAAS) services featuring software for payment processing; Providing on-line nondownloadable software for transmitting, retrieving and distributing customer payment data for use in the field of electronic commerce; providing on-line non-downloadable software for facilitating the transfer of customer payment data files via global computer information network for use in the field of electronic commerce; providing on-line non-downloadable software for managing, transmitting, retrieving, distributing and facilitating payments from business to business, from business to customer and from customer to business, namely, electronic funds transfers, electronic check, credit card, debit card, payment card and other electronic payments in the field of electronic commerce; providing on-line non-downloadable information system software, namely, software for facilitating the transfer of bill payment data, for use in the field of electronic commerce; Data protection services for third party credit card transactions in the nature of on-line security services, namely, providing computer security services in the nature of restricting unauthorized access to data and providing anonymity for electronically transmitted credit card transactions; consulting services in the field of fraud protection in the field of on-line payment and billing services being computer security consultancy; providing temporary use of non-downloadable computer software to retail merchants for processing credit card transactions; data encryption services; electronic storage of customer data; developing and hosting a server on a global computer network for the purpose of facilitating e-commerce via such a server; application service provider (ASP) featuring application programming interface (API) software for electronic payment processing, payment card industry (PCI) data security compliance, and security and storage of customer data; providing a secure electronic online system featuring technology which allows vendors to submit electronic invoices to customers for importing and processing of electronic invoices; providing temporary use of non-downloadable computer software for preparing invoices over computer networks, intranets and the internet; providing temporary use of online non-downloadable computer programs for use in the tokenization of confidential financial and personal data for long-term data storage, data transmission and recall, and for use in integrated payment processing including credit card, debit card and gift card transaction processing and payment; virtual terminal for the creation of electronic check transactions, namely, providing temporary use of online, non-downloadable software that presents an on-screen representation of a terminal for initiating payments by electronic check; virtual terminal for the creation of credit card transactions, namely, providing temporary use of online, non-downloadable software that presents an on-screen representation of a terminal for initiating credit card transactions; Design and development of computer software for electronic payments, namely, countertop and wireless payment terminal, virtual terminal, global acquiring network, mobile application, online payments and mail and telephone orders; technical support in the nature of troubleshooting of computer software problems; provision of software support services to owners and providers of payment processing terminals in the nature of technical support namely technical support in the nature of troubleshooting to diagnose software problems; hosting the websites of others enabling clients to view financial transactions and financial account information; Technical support services relating to computer software and applications; Technical support services relating to computer applications; Platform as a Service (PAAS) featuring computer software platforms for financial and payment processing database management; Computer software development; design and development of software in the field of mobile applications; Computer software design services; Computer software installation; computer software configuration; computer programming; Computer software maintenance; Updating of computer software; Computer software technical support services; Blockchain as a Service (BAAS) featuring blockchains for financial and payment processing database management; maintaining online databases for others; data encryption and decoding services; electronic computerized data storage; data warehousing; computer data recovery services; data security consultancy services; data migration services; database development services; hosting databases in the nature of maintenance of on-line databases for others; electronic data storage via blockchain; data authentication via blockchain in the field of for financial and payment processing database management; certification of data via blockchain being computer security services in the nature of providing authentication, issuance, validation and revocation of digital certificates; authentication services (control) of data transmitted via telecommunications being computer security services in the nature of providing authentication, issuance, validation and revocation of digital certificates; Providing user authentication services using blockchain based software technology for electronic commerce; Software-as-a-Service (SaaS) services featuring software for financial and payment processing database management; Infrastructure-as-a-Service (IaaS) services featuring software infrastructure for financial and payment processing database management software research; software development for others of blockchain systems and services; operation for others of blockchain systems and services being computer system administration for others; provision of technical support for blockchain systems and services; certification being quality control for others; Electronic monitoring of payment transactions to detect fraud via the Internet; Technical research in the field of financial and payment processing database management; Preparation of technical reports being technical writing; Technological research in the field of financial and payment processing database management; Preparation of technological reports being technical writing; Electronic monitoring of financial transaction activity to detect fraud via the internet; computer system integration services; computer software integration into multiple systems and networks; integration of computer systems and networks; Payment-as-a-Service (PaaS) services featuring software for payment processing; computer hardware testing; computer software testing; financial transaction computer software testing services; Testing, analysis and evaluation of the computer systems and computer software of others for the purpose of determining conformity with certification standards; technical testing services in the field of software; administration of payment terminals being computer system administration for others; artificial intelligence consultancy; platforms for artificial intelligence as a software as a Service (SaaS) services featuring software infrastructure for financial and payment processing database management; providing temporary use of an online non-downloadable computer software for use as an electronic wallet; providing a website featuring technology that enables users to generate printable cryptocurrency wallets; electronic storage of cryptocurrency for others; application service provider featuring application programming interface (API) software; consultancy and information services relating to computer system integration; computer systems integration services; computer software advisory services; advisory services relating to computer systems design; hosting of websites; hosting website portals; hosting mobile websites and applications; hosting of platforms on the Internet; hosting of website portals on the Internet; Software as a Service (SaaS) services featuring computer software platforms using artificial intelligence for financial and payment processing database management; Artificial Intelligence as a service (AIaaS) services featuring artificial intelligence software for financial and payment processing database management; Providing temporary use of non-downloadable computer software for preparing shipping documents over computer networks, intranets and the internet; providing a website featuring shopping cart services for use by online retailers, namely, order processing, order confirmation, order tracking and shipping confirmation, all over a global computer network; deployment, installation, maintenance and repair of electronic payment software and payment terminals software; computer services, being configuration of computer systems; computer services, being configuration of payment systems; computer services, being configuration of telecommunications hardware; computer services, being configuration of data processing hardware; Testing, analysis and evaluation of the services of others regarding e-commerce and point of sale payment solutions to determine conformity with certification standards; computerized security services, namely, restricting access to and by computer networks to and of undesired web sites, media and individuals and facilities via electronically monitoring, detecting and reporting on suspicious and abnormal patterns of point of sale activity indicating theft, fraud, or other criminal activity; providing user authentication services through biometric hardware and software technology in e-commerce transactions |
