Financial services provided by mobile telephone connections, interactive voice response over telephone connections, retail point-of-sale connections and the internet to financial institutions, businesses, and consumers, namely, mobile banking services, mobile money transfers, mobile purchasing and payments, namely, providing electronic processing of credit and debit card transactions and electronic payments via mobile phone; mobile multichannel payments, namely, bill payment services and loan...

Financial services, namely, mobile banking, mobile money transfers, provided by mobile telephone connections, by interactive voice response over telephone connections, by retail point of-sale connections and by the internet to financial institutions, businesses, and consumers; mobile purchasing and payments, namely, providing electronic processing of credit card and debit card transactions and providing electronic payments via mobile phone for allowing consumers to purchase goods and services...

Downloadable software in the nature of a mobile application for mobile banking, mobile money transfers, and mobile purchasing and payments and payments processing