Electronic monitoring of credit card activity to detect fraud via the internet; Electronic monitoring of personally identifying information to detect identity theft via the internet; Software as a service (SAAS) services featuring software for enabling payers to submit requests for credit card payouts to payees, verifying, updating and managing payer identity information, and ensuring verified credit card payouts

Payment verification services; Payment and funds verification services; Credit card and payment card authorization, transaction, payment processing services; Loyalty program payment processing services; Credit card payment processing services; Electronic foreign exchange payment processing; Charge card and credit card payment processing services; Merchant services, namely, payment transaction processing services; Financial transaction services, namely, providing secure commercial transactions...