Development of new technology for others in the field of electronic payments, electronic funds transfer, electronic deposits, transaction scheduling, transaction tracking, rishk management, and identity verification

Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Money transfer; Electronic transfer of money; Electronic transfers of money; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments