Financial services, namely, wealth management services, investment and portfolio management services, investment counseling and advisory services, online and automated investment counselling and advisory services, financial factoring agencies, credit card factoring and factoring agency services, financial planning and advisory services and credit card, debit card and electronic check transaction processing services; all of the foregoing excluding electronic funds transfer services

Electronic funds transfer

Financial administration of retirement plans; Financial services, namely, administration of transactions involving funds drawn from securities, stocks, funds, equities, bonds, cash , or other types of financial investments in retirement plans using a check or negotiable order of withdrawal over a global data network