Computer software and firmware for operating system programs; Computer application software for financial account transaction clearance and reconciliation; Computer e-commerce software to allow users to perform electronic business transactions via a global computer network

Payment processing services, namely, credit card, debit card, gift card, and electronic bill and invoice payment processing services involving electronic processing and subsequent transmission of bill and invoice payment data; instant funding, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; automated clearing house transaction processing services

Payroll preparation and processing services

Business consulting services, payroll services and human resource services