Electronic and magnetic ID cards for use in connection with payment for services; Multi-functional computer terminals with payment function; Multi-functional electronic payment terminals; Near field communication (NFC) tags for making mobile payments; Point-of-sale terminals for making contactless payments

Downloadable payment gateway software for linking e-commerce websites to credit card processing networks; Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment