Providing incentive and affinity programs, namely, providing incentive award programs for customers through an online saving account for the purpose of promoting and rewarding loyalty; loyalty coupon payment and gift card transaction processing services; issuance of prepaid debit cards, credit cards, electronic payment cards and tokens of value; bank card, credit card, debit card and electronic payment card services; issuing cheques, prepaid discount cards, and payment vouchers for the purcha...