Data processing apparatus; computer operating programs, recorded; downloadable software for managing bank accounts; readers, namely, optical readers, chip card readers, magnetic card readers, RFID readers; blank smart cards; computer program, recorded for storing private information, data security, telecommunication, electronic money management, financial transaction; computer memory devices; computer programs, recorded for allowing customers to access bank account information and transact ba...

[ Apparatus for recording, transmission, processing and reproduction of sound, images or data; Magnetically encoded identity cards; Blank compact discs for use as read-only memory; Operating system software for IC cards, smart cards and telecommunication cards and data processing devices; Encoded magnetic cards, namely, phone cards, credit cards, cash cards, debit cards and magnetic key cards, pre-pay cards; ] Data processing equipment, namely, electronic card readers; chip card readers, magn...