Electronic payment services, namely, electronic processing and transmission of payment data via mobile phone; automated bill payment services via mobile phone; electronic commerce payment services, namely, establishing and maintaining accounts used to purchase goods and services via mobile phone

COMPUTER MEMORIES; MAGNETIC DATA CARRIERS; COMPUTER PROGRAMS IN THE FIELDS OF COMMUNICATIONS, INTERACTIVE VIDEO AND ENTERTAINMENT; PORTABLE AND NONPORTABLE ELECTRONIC CONTROL AND ACCESS UNITS FOR THE INITIATION, TRANSFER, STORAGE, COMPILATION, RETRIEVAL AND ANALYSIS OF INFORMATION, RESPONSES, DATA AND IMAGES; MAGNETIC MEDIA NAMELY, CHIPS, DISCS OR TAPES FOR THE RECORDING OF DATA; DATA PROCESSORS AND COMPUTER PERIPHERALS

CHECK CASHING SERVICES

FINANCIAL SERVICES IN THE NATURE OF A CONTRACTUAL ARRANGEMENT BE- TWEEN APPLICANT AND A USER BANK TO EMPLOY APPLICANT AS AN AGENT TO SECURE REPURCHASE AGREEMENTS FOR THE USER BANK IN MAKING SHORT- TERM INVESTMENTS FOR THE USERS BANK' TRUST CUSTOMER BASE

REPORTING BANK BALANCES AND TRANSACTIONS TO CUSTOMERS

LOANS MADE BY TELEPHONE AND BILLED TO THE CUSTOMER'S TELEPHONE BILL

reporting bank balances and transactions to customers