Software applications that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers; Software application that allows users to order, buy and pay for goods and services, compare prices, write reviews using mobile telecommunication devices; Downloadable computer software to enable users to initiate banking and financial transactions via a wireless communication device, namely, software to initiate electr...

Computer software for use in encrypting a user's personal information and information relating to a user's specific commercial transactions and transmitting such information over a global computer network for use by the recipient of such information in processing commercial transactions, completing electronic form documents relating to the user, and collecting the user's personal information