multi-party workflow management system, namely providing temporary multi- party access to a secure, Internet-based set of non-downloadable software applications that provides an interactive electronic, real time communication network for the mortgage loan industry to manage the closing, funding, delivery, and recording processes for both paper and electronic mortgage loans

Directional compasses having navigational systems, namely, global positioning system consisting of compasses and navigation receivers, and directional compasses namely, digital compasses and electronic compasses