Arranging and conducting incentive reward programs to promote the loans and credit cards that are the subject matter of the reward program; providing incentive award programs for customers through the distribution of reward cryptocurrency, digital assets, and cryptoassets for the purpose of promoting and rewarding loyalty

computer hardware and computer software for interconnecting, managing, securing and operating local and wide area networks and telephony systems; telecommunications equipment, namely, hardware and software for transmitting, filtering, and translating data, voice, and video through and in wide area networks and local area networks; telecommunication switches