Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment

Computer software for mobile phones and wireless devices, namely, software for use in electronic payment transactions; computer software for use by merchants to initiate payment transactions made by check, credit card or debit card via a portable electronic device; computer software for conducting payment transactions, namely, software allowing a user to initiate a payment transaction via a wireless device by providing a one-time electronic security token as a substitute for the user's credit...