Mobile application software for splitting and reimbursing costs and expenses

Issuing of debit cards; Processing of contactless debit card payments; payment processing services, namely, virtual and physical debit card transaction processing services; debit card transaction processing services provided via a mobile application and a website; debit card transaction processing services that split costs with a specific group or set of users; peer-to-peer payments, namely, providing funds transfer between individuals that source from a bank account via ACH Debit

downloadable computer software programs that track, record, report and calculate debt