Financial services, namely, providing personal financial loans, financing of personal and home loans, financing of purchases, and financial lending services for personal purposes, excluding charitable fundraising services and investment advisory management to funds that support surgical facilities and ancillary organizations and businesses in the developing world

charitable services, namely, providing surgical training and education to physicians and health care professionals who demonstrate a long-term commitment to serve patients in the developing world; charitable services, namely, providing educational programs and training in the field of management of hospitals, medical clinics, and surgical centers in the developing world