Providing incentive award programs allowing merchants to reward their customers through the issuance and processing of loyalty points or miles for on-line and off-line activities or for purchases of a company's goods and services; Administration of frequent flyer programs that allow members to redeem miles for points or awards offered by other loyalty programs; none of the aforementioned for use in connection with augmented reality (AR) and/or virtual reality (VR) products and services, photo...