Financial services, namely, electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; providing a wide variety of payment and financial services, namely, credit card services, issuing credit cards and lines of credit in the nature of letters of credit, processing and transmission of bills and payments thereof, bill payment services with guaranteed payment delivery, all conducted via global communic...

Computer software for processing electronic payments and transferring funds to and from others; authentication software for controlling access to and communications with computers and wireless devices that may be downloaded from a global computer network and/or recorded on computer media; magnetically encoded credit cards and payment cards