Providing financial incentives, namely, money, to promote the development of good savings habits and the maintenance and accrual of savings

Providing educational materials in the nature of articles [ and worksheets ] via a website and emails, to lower income individuals and communities featuring information on how to develop, and the benefits of developing, good savings habits; providing electronic non-downloadable publications and materials in the nature of articles [ and worksheets ] to lower income individuals and communities featuring information on how to develop, and the benefits of developing, good savings habits

Providing financial and non-financial incentives in the nature of badges and certificates to lower income individuals and communities to promote the development of good savings habits and the maintenance and accrual of savings in savings accounts

Banking Services-Namely, Savings Accounts and Life Insurance Programs