Software as a service (SAAS) services featuring software for users with the ability to create, store, and schedule the delivery of personalized digital messages, including video, audio, and written content, to designated recipients at selected future dates or upon the user’s passing; Software as a service (SAAS) services in the nature of hosting cloud-based software of others; Providing temporary use of on-line non-downloadable software for digital legacy planning, emotional communication, ...