Consulting and information concerning insurance; Providing information in insurance matters; Development of insurance policies for others; Providing insurance information in the field of telematics, usage-based, and loss prevention insurance; Insurance services, namely, underwriting, issuance and administration of all types of insurance; Insurance services in the nature of loss control management for others; Providing insurance premium rate quotes via on-line, telephone and mail means

Water heaters; water heaters for commercial, residential, and industrial use and replacement parts therefor; hot water tanks