Machine learning algorithm service for future instance prediction by aggregating information from disparate data silos, namely, consumer strategy business consulting in the fields of marketing, sales, operation, and product design particularly specializing in the use of analytic models for the understanding and predicting of consumer, business, and retail market trends and actions, and return management, namely, management of returned merchandise

Mail services for third parties, namely, management of returned mail, namely, directing the return of undeliverable invoices and generating data reports that document dates and reasons for the returns