Evaluation of the credit worthiness of companies and private individuals, namely, gathering, organizing, managing and reporting information about the credit history, payment history, and other similar historical data related to the industry specific behavior of businesses and individuals, as real estate tenants and otherwise

computer programs for data modeling, data management and manuals sold or distributed therewith

COMPUTER PROGRAMS FOR DATA MODELING AND DATA MANAGEMENT; COMPUTER PROGRAMS AND PROGRAM MANUALS SOLD AS A UNIT FOR DATA MODELING AND DATA MANAGEMENT