FINANCIAL SERVICES, NAMELY, THIRD PARTY PAYMENT SERVICES BASED ON PRE-PRINTED PAYABLE-THROUGH DRAFTS WHEREBY PAYMENTS IN DECENTRALIZED LOCATIONS ARE CONTROLLED BY CENTRALIZED CONTROL OVER FINAL PAYMENT APPROVAL

PROVIDING PRINTED FORMS INCLUDING CHECKS FOR ISSUANCE BY SUBSCRIBER'S EMPLOYEES IN LIMITED AMOUNT TO SUBSCRIBER'S CUSTOMERS IN PAYMENT FOR DAMAGED GOODS, ADVERTISING, ETC., AND PROTECTING SUBSCRIBERS AGAINST LIABILITY IN CASE OF ERRONEOUS OR IMPROPER ISSUANCE OF CHECKS BY EMPLOYEES