APPLICATION SERVICE PROVIDER, SERVICES FEATURING ON-LINE SOFTWARE FOR TEST PREPARATION AND TESTING SKILLS AND ABILITY; PROVIDING TEMPORARY USE OF ON-LINE SOFTWARE FOR TESTING SKILLS AND ABILITY, FOR USE BY EDUCATIONAL INSTITUTIONS, BUSINESSES, GOVERNMENT, NON-PROFIT ENTITIES, AND MILITARY UNITS, AND TEST-GIVERS GENERALLY; DEVELOPMENT AND ADMINISTRATION OF INTERNET AND INTRANET-BASED TESTING SOFTWARE