Magnetically encoded pre-paid telephone calling cards; Magnetically encoded debit cards; Magnetically encoded pre-paid cards for use in downloading content to wireless communications devices in the form of ring tones, graphics, logos, icons, screen savers, music, and games; Magnetically encoded gift cards and stored value cards; and Computer software that permits users to download content to wireless communications devices in the form of ring tones, graphics, logos, icons, screen savers, musi...