Providing on-line non-downloadable software using artificial intelligence (AI) for Qlumy SAAS; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence (AI) for Qlumy Interactive Live Conversations; Providing on-line non-downloadable software using artificial intelligence (AI) for Qlumy Interactive Live Conversations; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for enabling interactive voice-bas...