Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment

Downloadable cloud-computing software for managing electronic payment transactions and for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Downloadable cloud-computing software for inventory management for merchants; Electronic point-of-sale (POS) systems comprised primarily of point-of-sale terminals, bar code readers, touchscreen monitors, keyboards, document printers, scanners, and recorded operating software