financial services, namely, finance protection programs, in the nature of guarantee and surety, insurance claims administration, loan security services in the nature of guaranteeing loans, transaction monitoring as part of funds verification services, annuity underwriting, and risk management, directed toward increasing the ease with which businesses can obtain capital and reducing the risk to investors and lenders to provide capital

Financial services, namely, finance protection programs, in the nature of guarantee and surety, insurance claims administration, loan security services in the nature of guaranteeing loans, transaction monitoring as part of funds verification services, annuity underwriting, and risk management, directed toward increasing the ease with which businesses can obtain capital and reducing the risk to investors and lenders to provide capital