Computer software namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, personal computing, and web based environment; Consumer coupons downloaded from a global computer network; Computer software for storing and managing electronic consumer data

Charge card and credit card payment processing services; Cash card payment processing services; Electronic credit card transaction processing; processing of credit card payments; Gift card transaction processing services; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale