A debit card product whereby the holder loads or stores value on the card and then pays for purchases, pays bills, and/or transfers funds to or from other cards or accounts, using the card's stored value technology

banking services; namely, providing local and networked credit card services and debit card services in the nature of automatic teller machines and point-of-sale cards

banking services; namely, providing local and networked credit card services and debit card services in the nature of automatic teller machine cards and point-of-sale cards