medical cost management; credit card registration; medical referrals; administration of a discount program for enabling participants to obtain discounts on goods and services through use of a discount membership card; promoting the goods and services of others through the distribution of discount cards; membership program for access to discounted medical products and services, namely, buying club services

Healthcare referral network, namely, referrals of doctors and/or physicians, hospitals, specialists, dentists, pharmacies, urgent care centers, laboratories, medical facilities, vision centers, and other healthcare providers