Incentive award programs to promote the sale of products and services of others; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services; Administration of a customer loyalty program which provides for issuing, processing and redemption of loyalty points for purchase of goods and services; Administration of a customer loyalty program which provides financial incentives for users of mobile devices

Incentive award programs to promote the sale of products and services of others; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services; Administration of a customer loyalty program which provides for issuing, processing and redemption of loyalty points for purchase of goods and services; Administration of a customer loyalty program which provides financial incentives for users of mobile devices