Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network

Customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; Providing incentive award programs for customers through the issuance and processing of loyalty coupons for frequent use of participating businesses; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services

Providing a loyalty rewards program