Biometric scanners; Biometric identification apparatus; Biometric fingerprint scanners; Downloadable graphics featuring tracking work history and payment history for use on mobile phones; Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable computer application software for mobile phones, namely, software for receiving and tracking ...

A secure repository for personal and financial records