Devices for payment of goods and/or services and/or invoices, namely, electronic payment terminals for independent payment by customers, in the form of bank notes, coins, coupons, and/or cashlessly using debit cards, credit cards, loyalty cards, contactless cards, contact-type cards, and/or NFC-devices which are also known as near field communication devices, also with return of change; electronic financial terminals, namely, money dispensers, money accepters, and combined money dispensers an...