Insurance claim payment services, namely, assisting insurers and insurance beneficiaries in electronic and online processing, paying, transmitting, transferring and receiving insurance benefits and payments; and providing payment services by payment cards, and providing electronic payment services accessible by personal computers, personal mobile computing devices and smartphones, that permit insurance policy beneficiaries to pay for replacements of insured items and services

Construction escrow account services, namely, real estate escrow accounts services for the repair and remodeling of existing homes