[ Computer software, namely, software for use in the origination of payments between businesses and financial institutions via the printing and delivery of checks, and the creation of electronic ACH (Automated Clearing House) transactions that permit the direct transfer of funds from a payer's bank account to a payee's bank account along with a separate electronic transmission of remittance detail ]

Providing a financial transaction system over a global data communications network, the system accepting financial transaction cards and corresponding account numbers to post credits and debits to accounts corresponding to said account numbers