Providing on-line non-downloadable software for calculating employee compensation; Providing on-line non-downloadable software that reviews past employee compensation data and employer preferences to provide new compensation recommendations

Collection services for government agencies, namely, debt recovery and collection of debts owed to government agencies

Development of technologies for the fabrication of circuits for wireless communication, electronic data processing, consumer electronic, automotive electronics

Financial affairs, namely, financial transaction services in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale, and electronic funds transfer via the Internet and via electronic communications networks

Telecommunications services, namely, provision of access to electronic and Internet assisted mobile payment systems, secure transmission of electronic payments and electronic payment data via mobile and wireless devices, and electronic data interchange services in the field of financial transactions to allow direct transaction and payment communications between businesses and consumers