Accounts payable debiting services; accounts receivables financing; bill payment services; bill payment services provided through a website; cash advance services for businesses and merchants; cash and foreign exchange transactions; cash flow services, namely, providing cash to mortgage holders or other notes at a discounted rate in return for ownership of the mortgage or note; clearing and reconciling financial transactions via a global computer network; electronic loan origination services;...

Computer programs and user manuals therefor furnished as a unit for use by educational institutions in making data and associated data systems functionally available to and accessible by users, namely, faculty, students, and administrative staff at an educational institution, and related computer systems interconnected through the Internet; computer programs and user manuals therefor furnished as a unit to permit users, namely, faculty, students, and administrative staff at an educational ins...