ELECTRONIC COMMERCE PAYMENT SERVICES, NAMELY, ESTABLISHING FUNDED ACCOUNTS USED TO PURCHASE GOODS AND SERVICES ON THE INTERNET; ELECTRONIC PROCESSING AND TRANSMISSION OF BILLING AND PAYMENT DATA VIA THE INTERNET; ELECTRONIC PAYMENT PROCESSING SERVICES, CREDIT CARD AND DEBIT CARD VERIFICATION, PAYMENT TRANSACTION AUTHENTICATION AND VERIFICATION SERVICES, FACILITATING PERSON-TO-PERSON PAYMENT SERVICES THROUGH ELECTRONIC MEANS VIA THE INTERNET

encrypting data for others and providing decrypting codes in connection therewith