computer programs for use in organizing personal information including, but not limited to, accounting, word processing, desk top publishing, electronic spreadsheets, graphics, drawing, project management, database storage and access, name and address storage and retrieval, calendaring and scheduling, E-MAIL, Internee access, WOW browsing, joumaling, tracking of personal (bank, investment, and online) accounts, time logging, expense tracking, vehicle maintenance, faxing, paging, and file storage