consulting and information concerning insurance; insurance consulting in the fields of home, automobile, life, health, and supplemental insurance; issuance of home, automobile, life, health, and supplemental insurance; insurance information in the fields of home, automobile, life, health, and supplemental insurance; issuance of home, automobile, life, health, and supplemental insurance with a return-of-premium benefit; Insurance consultation in the field of insurance technology and return-of-...