AUTOMATIC TELLER MACHINES; MAGNETICALLY ENCODED PLASTIC ACCESS CARDS FOR USE IN BANKING, FINANCIAL, INVESTMENT AND INSURANCE INDUSTRIES; AND COMPUTER SOFTWARE FOR USE IN THE BANKING, FINANCIAL, INVESTMENT AND lNSURANCE INDUSTRIES, NAMELY, SOFTWARE FOR ACCESSING AND CONDUCTING ELECTRONIC BANKING SERVICES VIA GLOBAL COMPUTER NETWORKS AND TELECOMMUNICATION NETWORKS; SOFTWARE FOR AUTOMATED CLEARANCE HOUSE PROCESSING; SOFTWARE ENABLING BANKING CUSTOMERS TO TRANSMIT PAYMENT AND COLLECTION ORDERS DI...