Electronic payment services involving electronic processing and subsequent transmission of bill payment data; providing an internet website portal in the field of financial transaction and payment processing services that enables configuration of the fee and commission structures between the service providers involved in a transaction at any stage in the value chain, automated account settlements, and reversal of transactions with all linked commission structures

Providing temporary use of online non-downloadable software for use by businesses to sell and market products and services by creating online electronic catalogs and to manage the ordering and distribution of products