COMPUTER PROGRAMS FOR USE IN OPERATION AND MANAGEMENT OF FINANCIAL SERVICES IN THE INSURANCE AND BANKING INDUSTRIES, NAMELY FOR USE IN BUSINESS WORK FLOW, CONTRACTING, BILLING AND COLLECTION OF PREMIUMS, AND PROCESS OF PAYMENT OF CLAIMS AND INTEGRATION OF E-COMMERCE; OPTICAL AND MAGNETIC DATA MEDIA, NAMELY OPTICAL DISCS, BLANK MAGNETIC DATA CARRIERS, MAGNETIC CODED CARDS, ALL FOR LOADING THE SAID COMPUTER PROGRAMS; DATA PROCESSING EQUIPMENT, NAMELY COMPUTERS AND COMPUTER MEMORIES, ALL FOR USE...